|Barber wanted. Skills: Edging and Steady Hand|
Total Income: $7,526
Pretty standard month. No additional income this month.
No time. One day soon, i'll be back into the Craigslist world
Total Expenses: $6,989
Our total income was slightly higher than total expenses. We had some money in our checking and we paid off some expenses that we left on our credit card from last month. See December Results.
Sallie Mae: $3,325
We took a slight step back this month, but hope to get back to the $4,000 to $5,000 range next month. We still exceeded our goal
Standard. Not changing. Having the baby in our one bedroom apartment hasn't been bad at all. At this stage in the game it is nice having the baby close at all times. The only tough part is that we can't have a lot of guests over because we don't have the space.
Cable, Internet, Cell: $172
Verizon bill was $107 and Straight Talk bill was $65. I forgot to pay our internet bill this month, so next month will be $100 charge. We have 1 more month of Verizon, plus the early termination fee. Starting in March our cable, internet, and cell bill will be around $90.
We missed our goal by $16, but we have at least $16 dollars in gas sitting in our tanks right now. I'll say we hit our goal and we might even be on pace to be under $100 in Feb.
We are going to ride our cars until we have to abandon them.
Another amazing month. 2 months with grocery bills less than $200 is really good. We did spend 3 days in the hospital and had friends and family bring over meals after we left the hospital.
Trips to Target. Cleaning supplies, toiletries, medicine, etc. Slightly over budget.
Eating Out: $243
Over budget. We are going to go extreme in Feb and over compensate for going over budget.
Went to a movie.
I think we bought some baby clothes, but can't really remember.
Bought some picture frames.
Personal Care: $60
2 Pediatrician visits and 1 blood test.
Slightly over budget.
Insurance ($71) - Life insurance premiums.
Barnes and Noble ($15) - The new Dad bought a baby book
Cleaners ($55) - Standard. We didn't iron any clothes this month.
Stroller ($365) - We bought a high end stroller. The total cost of the stroller was $730, however it only cost us $365. The stroller was compatible with our car seat, transitions from birth to early childhood, can support multiple kids, and you can run with it. Since you can run with it, the stroller is eligible fitness equipment and work paid for half. The fact that work paid for half and it is a really nice stroller that will last forever made it worth it. I look at it as an investment that we got a great deal on, rather than an expense. Some of you will thing it is stupid to spend that much, but $365 for a top of the line stroller that will last us 5-7 years isn't really that expensive.
Overall, we stayed pretty close to our budget and made good progress. It wasn't flashy, but it doesn't need to be. Any month you manage your expenses and triple your minimum payment on your loans is a good month.